The top 7 reasons to shop with the INSXCloud platform

As a partner of HealthCare.gov, INSXCloud, Inc. (INSXCloud) offers an EDE platform that provides a shopping experience including the same plan options and prices in states that use HealthCare.gov to apply for and enroll in Marketplace health coverage. And INSXCloud offers additional features and resources that make it a great way to help you meet your coverage and budget needs.

Here’s a look at some of the features of INSXCloud that can make your enrollment process easier.

Top 7 INSXCloud features

1. Shop all of the health plans and carriers – As noted earlier, you can shop, quote, and enroll in any of the health insurance plans – from all of the available insurance carriers – that you would find in the federal Marketplace and the Georgia Access state-based exchange.
2. Calculate your subsidy – With INSXCloud’s subsidy calculator (shown here on a page co-branded with our affiliate, IHC Specialty Benefits, Inc.), you can calculate potential advance payments of premium tax credits (premium subsidies). These subsidies – based on your household income – can be applied to reduce your health insurance premium costs each month.
3. Shop state-based exchange (SBE) plans – You can use the platform to shop and compare plans and prices for health insurance plans that are available through SBEs. However, with all state exchanges except Georgia (see above) you will complete your enrollment application on your state-based exchange’s website or with the carrier offering your plan.
4. Check for your providers and prescription drugs – INSXCloud filters help you determine if your doctors or health care providers are in network and whether any prescriptions you take are included in the formulary for specific health plans.
5. Compare plan features – You can narrow down your top plan options using filters for plan features that matter to you most – and do side-by-side comparisons with other plans. You can even look for health plan options with medical management programs or enhanced benefits for specific health conditions, like diabetes.
6. Additional coverage options – In addition to major medical health plans, the INSXCloud platform allows you to review and apply for additional types of coverage in the same shopping experience. Additional products available include individual dental, vision, hearing, accident, cancer, and critical illness insurance plans that can help supplement your major medical insurance coverage.
7. Access to personalized help – Get help from a licensed agent with INSXCloud’s affiliate IHC Specialty Benefits, Inc. if you have questions or would like assistance with submitting your application.